Financing-as-a-Service

More efficient B2B financing

We connect capital borrowers and capital providers

Experienced real estate asset managers and developers

  • with ongoing financing needs (two transactions p.a., often much more)
  • professional acquisition and financing processes
  • substantial financing needs per individual transaction

Companies with good credit quality or even capital market capability if applicable

We serve as your extended workbench for financing tenders

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  • Comprehensive, up-to-date market information for structuring and project budgeting
  • Market-wide tenders in all common instruments
  • Quick answers from the capital providers without negative surprises in the further process
  • Significant reduction of capital costs through demonstrably more favorable financing, taking into account all relevant value drivers
  • Internal resources are relieved from administrative tasks
  • Covering peak loads
  • Full control over the process, all essential pieces of information are available on the platform at any time

Only performance-based transaction fees are incurred when using the platform. Cost advantages from economies of scale and digitization are taken into account. Fees are regulated by the price list and agreed transparently when an individual transaction is commissioned.

  • Comprehensive, up-to-date market information for structuring and project budgeting
  • Market-wide tenders in all common instruments
  • Quick answers from the capital providers without negative surprises in the further process
  • Significant reduction of capital costs through demonstrably more favorable financing, taking into account all relevant value drivers
  • Internal resources are relieved from administrative tasks
  • Covering peak loads
  • Full control over the process, all essential pieces of information are available on the platform at any time

Only performance-based transaction fees are incurred when using the platform. Cost advantages from economies of scale and digitization are taken into account. Fees are regulated by the price list and agreed transparently when an individual transaction is commissioned.

Efficient

Efficient

We have harnessed the platform economy for B2B-financings:
digital processes,
scale and network effects.

Transparent

Transparent

All important information available on one platform 24/7.
Consistent, well-documented rules for all stakeholders.

Low-priced

Low-priced

Fair, success-basedtransaction fees.

Quality

Quality

 We only place promising inquiries
specifically to suitable capital providers
– with only the necessary information:
comprehensive, precise, and decision oriented.

Top tier companies are already using us

Choose from a wide range of financings

Asset classes

real estate financings,
all asset/risk classes including land banking,
selectively infrastructure
and corporate financings.

Financings

Project and inventory financings
including acquisition, subdivision, developer,
and bridge financings.

Capital structure

senior
mezzanine
whole Loan
and selectively
fund shares and equity

Regions

Germany
Austria

selectively also other European countries.

Instruments

loans
promissory notes
bonds
electronic securities.

Volume

from ~€5 million senior
or from ~€2 million mezzanine.

For borrowers who raise capital more frequently, also smaller individual transactions.

We give our best for your success

Digital platform with practical modules

  • Data room and document management
  • Selection of capital providers and order management
  • Status reports and quotations
  • Task management and communication module

Additional modules for underwriting processes

  • Electronic Order Book
  • Allocations

Core functions

  • Instant stand alone web solution
  • Intuitive operation, easy to learn on the fly
  • ‘Golden’ data source for all stakeholders with always consistent, quality-assured data and documents
  • Digital cockpit with all essential information about the transaction
  • Outsourcing processes to our platform is possible, but not required
  • Audit-proof (Audit trail)

Security

  • Hosted by AWS on German servers in a highly secure, certified environment
  • Technical administration by valantic

This is how we support your entire financing process

Tendering process

Structuring,
Pre-inquiry (optional),
Prepare financing request
Obtain indications
Collect term sheet and negotiate
Get credit approval
Negotiate documentation and fulfill disbursement
conditions

This is how we support your entire financing process

Tendering process

Structuring (optional), prepare financing inquiry

This is what we do for you

Structuring

  • Preliminary review
    • Discuss project taking into account current market situation
    • Survey status of project, experience and reputation sponsor,
  • Select instrument and appropriate lender groups
  • Set realistic transaction objectives
  • Pre-request (optional)

Prepare tender

  • Determine structure and benchmarks of transaction, taking into account the current market situation and, if necessary, results of preliminary inquiry
  • Request and review key documentation on the project, transaction participants, solvency of borrower, sponsor and guarantor, if applicable, track record
  • Discussion of ambiguities and open points
  • Editing the infomemo (data set, presented in HTML and PDF
  • Selection of lenders from lenders’ database based on transaction data
  • Reconciliation of infomemo and capital provider list
  • Binding agreement of the success-based fee according to the price list
This is what we need from the borrower

Structuring

  • Short introductory WebCo.
    • Present your project and its status (have capital providers already been approached, where does the acquisition process stand)
    • Discuss transaction objectives (LTV/LTC, terms…)

Prepare tender

  • Provide documents to credX (selecting documents from the acquisition/planning process)
  • Respond to queries from credX
  • Release pre-inquiry and capital provider list, place brokerage order
  • usually short phone call/WebCo for joint evaluation
… and that from the lenders

 

  • Capital providers are usually not yet involved in the structuring/preparation phase
  • if necessary, provide feedback on preliminary inquiry whether you are interested in the transaction (platform, mail or telephone)
  • if necessary short phone call / correspondence with credX to clarify your expectations

You can view more information in the desktop view

How can I use credX Financing-as-a-Service?

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