With credX as an extended workbench, I can ensure that we address all relevant financing partners – efficiently for all parties involved.
Financing-as-a-Service
More efficient B2B financing
We connect capital borrowers and capital providers
Experienced real estate asset managers and developers
- with ongoing financing needs (two transactions p.a., often much more)
- professional acquisition and financing processes
- substantial financing needs per individual transaction
Companies with good credit quality or even capital market capability if applicable
We serve as your extended workbench for financing tenders
Deal advisors
- with trust-based client relationships, which have usually developed over many years.
- who intensively support their clients in the planning and implementation of their projects, for example, in the commercial analysis and budgeting of the project, sales and leasing options, price negotiations, etc.
Your customer portal and extended capital provider network
Large and mortgage banks.
Savings banks and cooperative banks, especially institutions with the larger lending facilities or special expertise in real estate financing.
Alternative lenders such as insurance companies, other pension providers, and credit funds, as well as family offices (no private investors and semi-professional investors).
Private banks and foreign banks, which are active in real estate financing.
Locally active capital providers.
Support for your origination and credit review
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Top tier companies are already using us
Head of Financing & Controlling
The structured tendering process on the platform and the competence of the team convinced us.
Managing Director
credX matches the high requirements we demand from a platform: very good network, stringent processes, customer oriented and reliable, all at reasonable costs.
General Representative & Managing Director Financing
Thanks to the credX financing platform, we were able to secure an advantageous interest rate early on in a volatile market environment.
Managing Director / Head of Fund Management
The entire tender process up to closing is organized very transparently and efficiently by credX on its online platform.
This makes it easier for us to find optimal financing and to prove to the investment management companies that the pricing is in line with the market.
Managing Director | Head of Finance
As an asset manager, we are committed to efficiency. With credX’s support, we get the best possible financing solution while using our own resources in a targeted manner.
Managing Director
Due to the digital platform working with credX is very transparent and efficient. We see great potential for future tenders and will use and recommend the platform further.
CFO / Managing Partner
Having conducted already several transactions with credX, we acknowledge that we can impove our financing process by using the know how of credX and its digital infrastructure.
Board of Directors
We have already succesfully used the credX platform several times. The decisive factors for us are the high level of expertise, credX’s very good standing with the banks and the structured, transparent approach.
Head of Financing / Member of the Executive Board
With credX we were able to close an optimal financing for our new production facility. The market access and support from the team and platform contributed a lot to our finance department being able to efficiently execute a complex financing alongside the day-to-day business.
Managing Director
What capital providers say about us
Our capital provider network includes over 400 banks, savings banks and alternative financiers of all sizes in all regions; we continue to expand it with every request. The following testimonials from these capital providers show how much they appreciate working with us.
The financing requests from credX are checked against our financing criteria in advance. The preparation in the financing memo is of very good quality. credX also presents critical aspects in a neutral and transparent way, so that we can quickly decide whether we want to pursue the request.
In doing so, credX keeps the number of lenders requested to a manageable level and ensures a transparent and fair process. This allows me to focus on working with the customer to develop solutions from the outset, and we don’t waste time on requests that have little chance of success.
Managing Director
Our collaboration with credX is characterised by an ideal combination of an innovative, efficient platform economy and personal contacts with the professional and bank-friendly credX team. This gives us access to new, interesting addresses and, thanks to a very well-structured financing memorandum, we can quickly decide whether we want to pursue the financing in-house.
When it comes to detailed questions in the follow-up process, communication with credX employees is constructive and based on partnership.
Overall, the loan process in collaboration with credX is efficient and solution-oriented.
Projectmanager Corporate Finance
Our collaboration with credX is professional and based on trust. This partnership is particularly valuable to us because credX sends us requests from interesting and renowned organisations with which we have not previously had any business contact. We receive all the information we need for a well-founded assessment and efficient processing, well prepared.
Corporate and business customer advisor | Deputy division head
We can now look back on several years of successful and trusting collaboration with credX. On the one hand, we would like to emphasise the financing memorandum, which, with its transparent structure and reliable quality, quickly provides us with orientation in connection with new requests. This can be used to create initial indicative valuations and project-based debt service calculations, enabling a very prompt statement to be made regarding compliance with our credit risk strategy. On the other hand, we appreciate the open and constructive exchange with the credX advisors and the professionalism in connection with digital data and document management.
Board Member
Thanks to the structured preparation in the financing memorandum, we can quickly make a well-founded initial assessment and provide a correspondingly meaningful indication. The quality-assured information in the data room enables a smooth review.
Queries are answered very quickly and in impeccable quality.
The support provided by credX technology and the team relieves both us and the borrower of administrative processes and unproductive loops. This helps to establish and deepen the personal relationship very efficiently.
Head of Corporate Banking
We have already used credX to realise projects for very interesting customers. We appreciate the excellent preparation of the financing structure.
Director of Corporate Client Care II & Regional Real Estate Investments
Our collaboration with credX is characterised by trust and professionalism. credX manages to bundle all the relevant information for the financing request and present even complex issues in a clear and concise way. The clearly structured financing memo enables us, as the financier, to make a quick assessment and decision.
As a competent partner, credX actively supports the entire financing process from the negotiation to the implementation phase. The knowledge of credX employees about the typical requirements of a savings bank is beneficial in this process.
The credX online platform supports the rapid exchange of data and provides a good overview of active financing requests at all times.
Corporate Client Advisory
Choose from a wide range of financings
We give our best for your success
Digital platform with practical modules
- Data room and document management
- Selection of capital providers and order management
- Status reports and quotations
- Task management and communication module
Additional modules for underwriting processes
- Electronic Order Book
- Allocations
Core functions
- Instant stand alone web solution
- Intuitive operation, easy to learn on the fly
- ‘Golden’ data source for all stakeholders with always consistent, quality-assured data and documents
- Digital cockpit with all essential information about the transaction
- Outsourcing processes to our platform is possible, but not required
- Audit-proof (Audit trail)
Security
- Hosted by AWS on German servers in a highly secure, certified environment
- Technical administration by valantic
Experienced transaction support teams
- Relationship management with many years of transaction experience at leading banking institutions
- Specialist team and lender support with relevant banking and treasury experience
- Available via the platform, e-mail, webco and phone
Comprehensive personal support
- Operating the platform
- Information on current market events (conditions, possible structures, market participants)
- Preparation of information (Financing Memorandum, data room, Q&A)
- answering emerging questions
- Preparation and explanation of offers and contracts
- Participate in negotiations if desired.
- Optional: support for obtaining information and documents and creating documents for the data room
Two Basic Processes, Many Financing Options
- Tendering process from structuring to payment
- Issuing process
- Broad range across the capital structure
A unified set of rules
- Transparent, fair rules that apply to all parties
- General and special terms and conditions; price list
- Quality-assured, standardized presentation of the financing project and offers
- German and English as platform language
Description of services
- Gain first insights by our product video:
- For registered users, there are detailed tutorials available
Benefit from the rapid development of generative AI with us
Thanks to Generative AI, it has become possible to efficiently evaluate complex, unstructured documents, such as those commonly used in real estate transactions, by machine. We use Generative AI very successfully for our own processes, e.g. when setting up and evaluating financing data rooms, selecting capital providers, evaluating indications and term sheets and reviewing lease and credit agreements.
Together with our Gen AI technology partners deepset and Fakir IT, we have created an analysis tool specialized for real estate documents that saves us 30-40% analysis time. It not only enables the creation of financing memoranda, but can be used for a wide range of evaluations of data rooms of any size, e.g. for real estate transactions, project management or asset management of individual properties and portfolios.
Features of our AI tool
- Read complete data rooms and make all documents machine-readable
- Insert metadata (summary, type of document, date of signature, etc.)
- Answer extensive questionnaires (e.g. about the amount of rent, composition of the rent, contaminated sites, building obligations, etc.)
- On the basis of this evaluation, our analysis tool can compile the required information very quickly
- For each piece of information, the system logs the references with
- The data is processed confidentially and in compliance with the GDPR
Use our AI data analysis as a service
We are currently making our know-how and tools available to pilot customers.
We are working on making the functions available to a wider range of customers as part of our Software as a Service offering.
Get to know our AI document analysis
- Webinars from us and our technology partners, see News and News Archive
- Individual product presentations – trial evaluations with your data also possible
- Workshops for identifying use cases and solutions for your company
- Use our contact form!
This is how we support your entire financing process
Tendering process
How can I use credX Financing-as-a-Service?
Contact us
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